Scam artists often target seniors, as they believe people in this age group are more susceptible to cons. Whether or not this is true, seniors deserve protection from people targeting them. Here are a few ways to help your senior loved one avoid scams.
Offer Financial Assistance
As they age, seniors may have difficulty managing their personal finances. This is especially true for those who are used to balancing a checkbook and sending payment for their monthly utilities by mail. Finances are primarily conducted online, and seniors who aren’t tracking their bank account with an app may not catch financial irregularities until it’s too late. Help your loved one by tracking his or her accounts for any atypical activity. If there are any unusual withdrawals or transactions, alert the bank and rectify the situation.
Apart from financial assistance, seniors may also need help with daily tasks such as cooking, cleaning, and bathing. Some seniors only require help with a few daily tasks so they can maintain their independence. However, those living with serious illnesses may need more extensive assistance. Luckily, there is professional 24-hour care Fort Worth seniors can rely on. Home can be a safer and more comfortable place for your loved one to live with the help of an expertly trained and dedicated live-in caregiver.
Sign Up for the Do Not Call List
Seniors are more likely to pick up unsolicited phone calls than younger individuals, which is why most phone-based scams target seniors. To stop telemarketers and other unwanted callers, place your loved one’s home phone number on the Do Not Call List. Additionally, you can put your loved one’s address on the Data & Marketing Association opt-out list, which prevents him or her from getting junk mail.
Set Phone Call Rules
The Do Not Call List prevents many unwanted calls. However, if a scam artist manages to bypass it, your loved one needs to be on guard. Make sure your loved one knows not to give out personal information over the phone. It doesn’t matter who the caller claims to be, your loved one should never give out his or her Medicare, social security, banking, or credit card information while on a telephone call. Medicare phone scams are one of the most common ways con artists target seniors, and you should make sure your loved one is aware of these issues.
Scams are just one of the many issues individuals may encounter in their golden years. Seniors can face a variety of challenges as they age, many of which can be mitigated with the help of professional in-home caregivers who provide high-quality elder care. Fort Worth families trust in Home Care Assistance to help their elderly loved ones age in place safely and comfortably.
Provide Smart Cards
If you are truly worried that your loved one will lose money on a scam, set him or her up with a smart credit card designed to prevent dubious spending. These cards allow caregivers to set limits on monthly spending and veto certain transactions. They also provide extra protection, as they watch account activity for known senior scams. The True Link card for seniors is one of the most popular options.
Discourage Making Immediate Decisions
Scammers force seniors to make on the spot decisions. Tell your loved one not to make decisions on the fly. When talking on the phone or speaking with a door-to-door solicitor, your loved one shouldn’t hand over his or her personal information without having all the facts. For seniors with a tendency to get flustered, caregivers can provide foolproof conversation enders. If phone solicitors try to sell the latest product, your loved one should tell them he or she only responds to requests provided in writing.
Older adults managing the challenges of memory issues may be especially susceptible to scams. However, they can continue living at home safely with the help of professional caregivers. Get in touch with Home Care Assistance Fort Worth to find out how a one of our caregivers can help your aging loved one live a longer, healthier, and happier life. Our caregivers are available 24/7, all of our senior care services come with a 100% satisfaction guarantee, and we never ask our clients to sign long-term contracts. For reliable in-home care services, contact us at (817) 349-7599.